Terms and Conditions
Email and/or SMS
Should you feel that you have received some communication in
error or wish not to be contacted again, please either use Unsubscribe link on a
bottom of the message, or Reply to any of communications with some clear removal
instruction. Should you have more than one aliases please submit them all in the
removal request. Please note that we only use personal details in the initial
marketing campaigns, which have been submitted to 3rd parties.
About Us
we-insure.co.za is an online financial services site, which
enables customers to enter their contact information on a single site, and have
various companies to provide alternative quoting or services. We have
partnerships with a variety of insurers, and may submit your details to a
variety of insurance companies or brokers.
Use Of Site
You may only use this site to browse the content, enter
legitimate information and shall not use this site for any other purposes,
including without limitation, to enter any, false or fraudulent information.
This site and the content provided in this site may not be copied, reproduced,
republished, uploaded, posted, transmitted or distributed. Deep-linking,
embedding or using analogous technology is strictly prohibited. Unauthorized use
of this site and/or the materials contained on this site may violate applicable
copyright, trademark or other intellectual property laws or other laws.
Our Rights
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Modify or withdraw, temporarily or permanently, the Website (or any part of)
with or without notice to you and you confirm that we shall not be liable to you
or any third party for any modification to or withdrawal of the Website; and/or
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Change these Terms and Conditions from time to time, and your continued use of
the Website (or any part of) following such change shall be deemed to be your
acceptance of such change. It is your responsibility to check regularly to
determine whether the Conditions have been changed. If you do not agree to any
change to the Conditions then you must immediately stop using the Website.
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We will use our reasonable endeavours to maintain the Website. The Website is
subject to change from time to time. You will not be eligible for any
compensation because you cannot use any part of the Website or because of a
failure, suspension or withdrawal of all or part of the Website due to
circumstances beyond our control.
Privacy Policy
We are committed to protecting your privacy. This privacy
policy applies to all the web pages related to this website. All the information
gathered in the online forms on the website is used to personally identify users
that subscribe to this service. The information will not be used for anything
other than which is stated in the Terms & Conditions of use for this service.
The Site may collect certain information about your visit, such as the name of
the Internet service provider and the Internet Protocol (IP) address through
which you access the Internet; the date and time you access the Site; the pages
that you access while at the Site and the Internet address of the Web site from
which you linked directly to our site. This information is used to help improve
the Site, analyze trends, and administer the Site. We may need to change this
policy from time to time in order to address new issues and reflect changes on
our site. We will post those changes here so that you will always know what
information we gather, how we might use that information, and whether we will
disclose that information to anyone. Please refer back to this policy regularly.
If you have any questions or concerns about our privacy policy, please send us
an E-mail. By using this website, you signify your acceptance of our Privacy
Policy. If you do not agree to this policy, please do not use our site. Your
continued use of the website following the posting of changes to these terms
will mean that you accept those changes. By registering at we-insure.co.za you
provide your consent to allowing we-insure.co.za to communicate various messages
relating to promotions, special offers, discounts and the like associated with
the we-insure.co.za various services. The form of communication will include but
will not be limited to electronic mail, mobile communications (SMS), and
telephone calls.
Cookie Tracking
The Site may use cookie and tracking technology depending on
the features offered. Cookie and tracking technology are useful for gathering
information such as browser type and operating system, tracking the number of
visitors to the Site, and understanding how visitors use the Site. Cookies can
also help customize the Site for visitors. Personal information cannot be
collected via cookies and other tracking technology; however, if you previously
provided personally identifiable information, cookies may be tied to such
information. Aggregate cookie and tracking information may be shared with third
parties.
Third Party Links
In an attempt to provide increased value to our users; we may
provide links to other websites or resources. You acknowledge and agree that we
are not responsible for the availability of such external sites or resources,
and do not endorse and are not responsible or liable, directly or indirectly,
for the privacy practices or the content (including misrepresentative or
defamatory content) of such websites, including (without limitation) any
advertising, products or other materials or services on or available from such
websites or resources, nor for any damage, loss or offence caused or alleged to
be caused by, or in connection with, the use of or reliance on any such content,
goods or services available on such external sites or resources.
Monitoring
We have the right, but not the obligation, to monitor any
activity and content associated with the Website. We may investigate any
reported violation of these Terms and Conditions or complaints and take any
action that we deem appropriate (which may include, but is not limited to,
issuing warnings, suspending, terminating or attaching conditions to your access
and/or removing any materials from the Website).
Law
The Conditions will be exclusively governed by and construed
in accordance with the laws of South Africa whose Courts will have exclusive
jurisdiction in any dispute, save that we have the right, at our sole
discretion, to commence and pursue proceedings in alternative jurisdictions.
Electronic Communications
When you visit we-insure.co.za or send e-mails to us, you are
communicating with us electronically. You consent to receive communications from
us electronically. We will communicate with you by e-mail, sms or by posting
notices on this site. You agree that all agreements, notices, disclosures and
other communications that we provide to you electronically satisfy any legal
requirement that such communications be in writing.
Copyright
All content included on this site, such as text, graphics,
logos, button icons, images, audio clips, digital downloads, data compilations,
and software, is the property of we-insure.co.za or its content suppliers and
protected by international copyright laws. The compilation of all content on
this site is the exclusive property of we-insure.co.za and protected by
international copyright laws. All software used on this site is the property of
we-insure.co.za or its software suppliers and protected international copyright
laws.
we-insure.co.za makes no representations or warranties of any
kind, express or implied, as to the operation of this site or the information,
content, materials, or products included on this site. You expressly agree that
your use of this site is at your sole risk.
To the full extent permissible by applicable law,
we-insure.co.za disclaims all warranties, express or implied, including, but not
limited to, implied warranties of merchantability and fitness for a particular
purpose. we-insure.co.za does not warrant that this site, its servers, or e-mail
sent from we-insure.co.za are free of viruses or other harmful components.
we-insure.co.za will not be liable for any damages of any kind arising from the
use of this site, including, but not limited to direct, indirect, incidental,
punitive, and consequential damages.
Certain laws do not allow limitations on implied warranties or the exclusion or
limitation of certain damages. If these laws apply to you, some or all of the
above disclaimers, exclusions, or limitations may not apply to you, and you
might have additional rights.
Neither we-insure.co.za (www.we-insure.co.za), nor its
directors, employees, officers, suppliers, or service providers make any
representations or warranties of any kind, express or implied, as to the
operation of the we-insure.co.za (www.we-insure.co.za) website or the
information, content, materials, or products included on the website. You
expressly agree that your use of the we-insure.co.za (www.we-insure.co.za)
website is at your sole risk.
In no event shall we-insure.co.za (www.we-insure.co.za), it’s
directors, employees, officers, or its suppliers or service providers be liable
for lost profits or any special, incidental or consequential damages arising out
of or in connection with the use of the we-insure.co.za (www.we-insure.co.za)
website, our services or this agreement (however arising, including negligence).
The liability of we-insure.co.za (www.we-insure.co.za), its directors,
employees, officers, suppliers, and service providers to you or any third
parties in any circumstance is limited to R500.00.
General
Examples listed on we-insure.co.za are just for the
illustrative purposes, and can't be used for any further claims.
we-insure.co.za grants you a limited license to access the
we-insure.co.za website however any changes to the site, without prior notice
and written consent are not allowed.
This license does not permit any resale or commercial use of
the we-insure.co.za (www.we-insure.co.za) website or its contents; any
collection and use of any product listings, descriptions, or prices; any
derivative use of the we-insure.co.za (www.we-insure.co.za) website or its
contents; any downloading or copying of account information for the benefit of
another merchant; or any use of data mining, robots, or similar data gathering
and extraction tools.
The we-insure.co.za (www.we-insure.co.za) website or any
portion of the we-insure.co.za (www.we-insure.co.za) website, may not be
reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited
for any commercial purpose without the prior written consent of we-insure.co.za
(www.we-insure.co.za).
You may not frame or utilize framing techniques to enclose
any trademark, logo, or other proprietary information (including images, text,
page layout, or form) of we-insure.co.za (www.we-insure.co.za) and our
affiliates without prior written consent.
Legal
www.we-insure.co.za does not own or represent any of the
product vendors on this site; and you use their services at your own risk.
www.we-insure.co.za merely matches you the consumer to possible suppliers, who
you MAY be interested in purchasing products from.
You relinquish any right to prosecute www.we-insure.co.za or
its partners / subsidiaries or technology partners for any harm received
directly or indirectly from use of our services.
Personal Information
- By submitting the information on this website visitor
confirms that he/she submits own and correct information, and gives permission
to we-insure.co.za to process this information according to website Terms of
use, including, and not limited to, gives the full consent to we-insure.co.za to
release such information, to the 3rd parties, as per we-insure.co.za discretion,
if it requires in order to achieve the mandate of we-insure.co.za business
or/and if it's in the best interest of we-insure.co.za users.
- No user, who submitted their personal information, is
allowed to object further usage or processing of such information according to
Terms of use, and by accessing/reading Terms of use of we-insure.co.za and
accepting these Terms, and further submitting it's personal information, any
user of we-insure.co.za gives to we-insure.co.za unrestricted consent to hold or
process such information the way we-insure.co.za sees best for the user.
- By reading/accessing the Terms of use of we-insure.co.za
user of we-insure.co.za is notified that, he/she submits their information
willingly on we-insure.co.za, and user will be contacted by the means of
telephone, sms and/or e-mail, and by submitting such info user gives its full
consent to such communication from we-insure.co.za or on behalf of
we-insure.co.za.
- Users of we-insure.co.za may not object to further communication, which may
happen via the telephone, sms and/or e-mail from we-insure.co.za directly or 3rd
parties at the discretion of we-insure.co.za. Users will be able to opt out from
any of such communication at any time.
Restrictions
- Only users of 18 years or older are allowed using services
of this website,
- we-insure.co.za only accepts users who are willing to
submit complete personal information (according to we-insure.co.za forms) and
have a genuine interest in obtaining the quotes or services offered.